Payday Super and STP: What Employers Need to Know in 2026
Payday Super started on 1 July 2026. What it means for small business employers, how it works with STP and the 12% super rate, and how to stay on top of it.
7 September 2026 ReadNotes on the numbers
Plain-English articles on bookkeeping, cash flow, tax and running a business by the numbers, written for Melbourne small businesses, NDIS providers and not-for-profits.
Payday Super started on 1 July 2026. What it means for small business employers, how it works with STP and the 12% super rate, and how to stay on top of it.
7 September 2026 ReadWhat a not-for-profit treasurer is responsible for, a practical financial checklist for the role, and how good bookkeeping makes the job manageable.
7 September 2026 ReadThe seven numbers that tell you how your allied health practice is really doing, why each one matters, and what to do when they move.
7 September 2026 ReadA plain-English guide to the three reports every business owner should understand: the profit and loss, the balance sheet and the cash flow statement.
6 September 2026 ReadThe financial setup checklist for a new NDIS provider: structure, software, invoicing, payroll, records and cash flow, the money side the guides skip.
6 September 2026 ReadA complete guide to NDIS bookkeeping: how you get paid, claiming and reconciliation, the cash flow gap, payroll, GST, audit-ready records and the common mistakes.
5 September 2026 ReadWhat registered charities report to the ACNC each year, how it varies by charity size, and what boards need to have ready so reporting is straightforward.
5 September 2026 ReadA virtual CFO gives you senior financial input without a full-time hire. Seven signs your business has outgrown basic accounting and needs more.
4 September 2026 ReadA step-by-step guide to setting up Xero properly for your small business, plus the common setup mistakes that cause problems later and how to avoid them.
4 September 2026 ReadA practical guide to cash flow forecasting for small business: what it is, how to build one step by step, and a free 12 month cash flow forecasting template to download.
4 September 2026 ReadAn honest comparison of Xero, MYOB and QuickBooks for Australian small business: how they differ, who each suits, and how to choose the right one.
3 September 2026 ReadNot sure if you need a bookkeeper yet? Six clear signs your books have outgrown DIY, and what a bookkeeper actually fixes when you bring one in.
3 September 2026 ReadBusy but not making money? Job costing shows you which jobs are profitable and which are quietly losing you money, and how to track it in your business.
3 September 2026 ReadMaking a profit but always short of cash? Here is why profit and cash are not the same thing, where the gap comes from, and how to close it.
2 September 2026 ReadHow much does a bookkeeper cost in Australia? Compare hourly and fixed-fee pricing, what affects the cost and how to tell whether you're getting good value.
2 September 2026 ReadGrant acquittals are only stressful when the bookkeeping is not ready. How to set up your records so acquitting a grant is a report you run, not a scramble.
1 September 2026 ReadBookkeeper, accountant, or both? A plain-English guide to who does what, when you need each, and how they work together for an Australian small business.
1 September 2026 Read